Current

You’re watching your monthly budget get squeezed harder every month, and the culprit isn’t just inflation anymore. You’ve been there, right? Staring at loan offers that seem designed to drain your bank account, wondering when borrowing money became this expensive. Here’s what surprised me: Current interest rates in January 2026 aren’t just high – they’ve created a completely different financial landscape that most people haven’t adjusted to yet. The Federal Reserve’s aggressive stance has pushed rates to territory that’s reshaping how Americans approach everything from home buying to credit card debt. ...